About Guardian
Relationships First. Planning Built Around Your Life.
Relationships come first, and good planning starts with listening. That belief has shaped how Guardian works since the beginning — and it is why our first conversation is about you, not about products.
Our approach
A coordinated planning experience
Guardian begins by understanding a client's goals, values, concerns, and current financial picture. From there, we provide planning, investment, and insurance perspectives as appropriate to the decisions in front of you.
Guardian brings together planning-focused and investment-focused perspectives so clients can discuss the financial decisions that often overlap in retirement — instead of receiving separate opinions that never quite connect.
Client relationships are built around education, responsiveness, and thoughtful decision-making. Our team works collaboratively and can coordinate with a client's other trusted professionals.
Meet the team
The people you will work with
Tyler Lavoie
Co-founder, Guardian Financial Services
Senior Wealth Advisor, Raymond James
ChFC®, CKA®, ABFP®, AAMS®, CRPC®, AWMA®
Tyler co-founded Guardian with the belief that planning should begin with a person's priorities, not a product. He works with families and business owners to organize their financial lives and make decisions with a clear view of the trade-offs involved.
His work centers on stewardship: helping clients define what their money is for, bringing structure to accounts and decisions that have accumulated over the years, and providing ongoing guidance as circumstances change within an advisory relationship.
Focus: Financial planning, retirement income planning, tax-aware retirement strategy, Social Security and RMD timing, retirement transitions, and legacy conversations.
Patrick Hammond
Co-founder, Guardian Financial Services
Senior Wealth Advisor, Raymond James
CFA® charterholder, CFP® certification, CEPA®
Patrick co-founded Guardian and brings an investment-focused perspective to the planning conversation. He works closely with high-achieving professionals and families approaching retirement.
His work emphasizes portfolio construction, tax-efficient investing, and coordination with estate-planning and tax professionals so the pieces of a plan work together.
Focus: Investment strategy, portfolio construction, retirement income planning, and tax-efficient investing.
Paula Foster
Senior Client Wealth Administrator
More than 30 years in financial services
Paula has spent more than three decades in financial services, including prior roles at Andover Bank and Edward Jones, and has been recognized with a Client Excellence Award for her service to clients.
A longtime member of a Salem family, Paula is often one of the first voices clients hear and the person who keeps paperwork, transfers, and day-to-day requests moving smoothly.
Focus: Client service, account administration, and the day-to-day details of an ongoing planning relationship.
Tracey Renaud
Client Wealth Administrator
Tracey supports the Guardian team with client service and account administration, helping keep day-to-day requests, paperwork, and transfers moving smoothly.
She is often one of the first voices clients hear, working closely alongside Paula and the advisors to help clients with the details of an ongoing planning relationship.
Focus: Client service and account administration support.
What we value
How we work
Listen first
Good planning starts with understanding your goals, values, concerns, and current financial picture — before any recommendation is discussed.
Educate, then decide
We explain trade-offs in plain language so decisions are yours to make, with a clear view of what each one involves.
Coordinate, don't silo
Planning, investments, and insurance are discussed together, and we collaborate with your CPA, attorney, and other professionals where appropriate.
Stay responsive
A planning relationship is judged over years. Returning calls, answering questions, and reviewing regularly is the work.
Our office
Salem, New Hampshire
Based in Salem, New Hampshire, Guardian Financial Services works with individuals, couples, families, and business owners throughout southern New Hampshire, Massachusetts, and the broader New England region.
- 215 Main Street, Salem, NH 03079
- 603-458-3155
- Guardianwealthteam@raymondjames.com
Start with the questions that matter most to you.
You do not need every answer before starting a conversation. A first meeting can help you organize the decisions ahead and determine whether Guardian may be a fit.
Important disclosures
Kingdom Advisors owns the certification marks Certified Kingdom Advisor® and CKA® and authorizes their use by individuals who have successfully completed its initial and ongoing certification requirements. Certification requirements include three references: one pastoral letter from a church staff member and two non-family client or professional references. Applicants must also sign and agree to the Kingdom Advisors Statement of Faith and Code of Ethics, including commitments to active local church involvement and proportional giving.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, Certified Financial Planner®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.